How New York withholding works
New York’s Method II exact calculation (publication NYS-50-T-NYS, January 2026):
- Subtract the deduction allowance and $1,000 a year for each IT-2104 allowance (for example $284.60 + $38.50 per allowance on a single biweekly paycheck).
- Find the line for the net wages in the table for your pay period and marital status.
- Withhold the line’s fixed amount plus its rate on the excess.
The department’s own example – $400 weekly, single, three allowances – gives $8.01; this calculator reproduces all six of its state examples and six New York City examples.
Other New York deductions
- Paid Family Leave: 0.432% of gross pay, capped at $411.91 for 2026.
- Disability insurance (SDI): 0.5% of wages, at most $0.60 a week.
- New York City tax for residents of the five boroughs – switch it on in the calculator. Yonkers taxes are not included.
Worked example: $60,000 in New York
Single, $60,000 salary, paid every two weeks, New York
Gross pay is $2,307.69 per paycheck. Federal income tax is $193 and Social Security and Medicare $177. New York withholds $101. Take-home pay is $1,826 per paycheck, or $47,478 a year.
Take-home pay per paycheck$1,826.0826 paychecks a year
- Take-home pay per year
- $47,478
- Federal income tax withheld
- $193.08
- New York income tax withheld
- $100.82graduated rates
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | −$193.08 | −$5,020.08 |
| Social Security (6.2%) | −$143.08 | −$3,720.08 |
| Medicare (1.45%) | −$33.46 | −$869.96 |
| New York income tax | −$100.82 | −$2,621.32 |
| NY Paid Family Leave (0.432%) | −$9.97 | −$259.22 |
| NY disability insurance | −$1.20 | −$31.20 |
| Take-home pay | $1,826.08 | $47,478.14 |
At $100,000 a year, take-home pay is about $73,901 a year.